Details
Teachers Can Be Financially Fit
Economists' Advice for Educators|
26,74 € |
|
| Verlag: | Springer |
| Format: | |
| Veröffentl.: | 11.08.2020 |
| ISBN/EAN: | 9783030493561 |
| Sprache: | englisch |
Dieses eBook enthält ein Wasserzeichen.
Beschreibungen
<p>This book uses relatable case studies to dispense practical financial advice to educators. Written by an expert team of four award-winning economics educators, the book provides an engaging narrative specifically designed for teachers and their unique financial needs.</p>
<p>Educators are attracted to the teaching profession for numerous reasons. Prospective teachers enter the profession believing it offers a certain level of job security and good benefits, usually including a defined-benefit, state-funded pension. But things are changing. Pensions vary widely from state to state and even within school districts. Many private schools do not offer even basic 403(b) saving plans and, when they do, they are often not very generous. Much the same can be said of many charter schools and private colleges and universities.</p>
The book consists of fourteen chapters covering a comprehensive group of topics specifically curated for educators teaching at the K-12 and university level, including saving for retirement, managing debt, investment strategies, and real estate. Each chapter begins with a case study of an educator in a specific financial situation, which sets the scene for the introduction and explanation of key concepts. The chapters include a Q&A section to address common questions and conclude with a “Financial 911” focusing on a financial emergency related to the chapter topic. <p></p>
<p>Educators are attracted to the teaching profession for numerous reasons. Prospective teachers enter the profession believing it offers a certain level of job security and good benefits, usually including a defined-benefit, state-funded pension. But things are changing. Pensions vary widely from state to state and even within school districts. Many private schools do not offer even basic 403(b) saving plans and, when they do, they are often not very generous. Much the same can be said of many charter schools and private colleges and universities.</p>
The book consists of fourteen chapters covering a comprehensive group of topics specifically curated for educators teaching at the K-12 and university level, including saving for retirement, managing debt, investment strategies, and real estate. Each chapter begins with a case study of an educator in a specific financial situation, which sets the scene for the introduction and explanation of key concepts. The chapters include a Q&A section to address common questions and conclude with a “Financial 911” focusing on a financial emergency related to the chapter topic. <p></p>
Chapter 1: Yes, Teachers Can Be Financially Fit.- Chapter 2: Spending and Saving: A Guide for Teachers.- Chapter 3: Earning Extra Income.- Chapter 4: Teachers’ Wheels: Cars and Transportation.- Chapter 5: Walls and a Roof: Housing for Teachers.- Chapter 6: Managing Credit and Debt.- Chapter 7: Investment Basics for Teachers.- Chapter 8: Retirement for Public School Teachers.- Chapter 9: Saving for Retirement: Options for Charter and Private School Teachers.- Chapter 10: The Higher Education Connection.- Chapter 11: Educators and Insurance.- Chapter 12: Unconventional Risk Management.- Chapter 13: Teachers in a Market Economy.- Chapter 14. Don’t Keep It a Secret.
<b>Tawni Hunt Ferrarini </b>is the Robert W. Plaster Professor of Economic Education at Lindenwood University in Saint Charles, Missouri (US). She was the 2015 president of the National Association of Economic Educators and is the recipient of numerous awards, including the 2009 National Association of Economic Educators’ Technology Award.<div> </div><div><b>M. Scott Niederjohn</b> is Dean of the School of Business and Entrepreneurship and Charlotte and Walter Kohler Charitable Trust Professor of Economics at Lakeland University in Sheboygan, Wisconsin (US). Professor Niederjohn is also the Director of Lakeland’s Center for Economic Education. <br></div><div><br></div><div><b>Mark C. Schug</b> is Professor Emeritus at the University of Wisconsin-Milwaukee (US), where he directed the Center for Economic Education. He has received national awards for leadership and research in economic education from the Council on Economic Education and for service from the Association of Private Enterprise Education. <br></div><div><br></div><div><b>William C. Wood</b> is Head of Department of Economics and Director of the Center for Economic Education at James Madison University (US). Wood was the recipient of multiple teaching awards, including the top research award given by the National Association of Economic Educators, the Henry H. Villard Award.</div>
<p>This book uses relatable case studies to dispense practical financial advice to educators. Written by an expert team of four award-winning economics educators, the book provides an engaging narrative specifically designed for teachers and their unique financial needs.</p><p> </p>Educators are attracted to the teaching profession for numerous reasons. Prospective teachers enter the profession believing it offers a certain level of job security and good benefits, usually including a defined-benefit, state-funded pension. But things are changing. Pensions vary widely from state to state and even within school districts. Many private schools do not offer even basic 403(b) saving plans and, when they do, they are often not very generous. Much the same can be said of many charter schools and private colleges and universities.<p></p><p> The book consists of fourteen chapters covering a comprehensive group of topics specifically curated for educators teaching at the K-12 and university level, including saving for retirement, managing debt, investment strategies, and real estate. Each chapter begins with a case study of an educator in a specific financial situation, which sets the scene for the introduction and explanation of key concepts. The chapters include a Q&A section to address common questions and conclude with a “Financial 911” focusing on a financial emergency related to the chapter topic. <b></b><i></i><sub></sub><sup></sup><br></p>
Offers common sense advice to educators looking to build good financial habits Shows how educators can take advantage of their profession's distinctive characteristics to succeed financially Illustrates how teachers can adapt budgeting, saving, investing and similar techniques to their specific situations in order to live happier and be more financially secure
<p>Donna teaches math in an inner-city charter school. Most of her students come from single-family households and most are poor: over 90 percent of them are eligible for free or reduced lunch. Great math teachers at schools like Donna’s are rare. But Donna is a gifted teacher. She loves math and she loves her students. She believes that building strong math skills is the gateway out of poverty, and she has high expectations of her students. </p><p></p><p>But as dedicated as Donna is to her students and to teaching them to work towards a more financially secure future, she is not doing the same for herself. In fact, she is not saving a thing for her own retirement. She’s been teaching for fifteen years and barely has anything to show for it financially. What can Donna do?</p><p></p>This book uses relatable case studies to dispense practical financial advice to educators. Written by an expert team of four award-winning economics educators, this book provides an engaging narrative specifically designed for teachers and their unique financial needs.<p></p>
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